Summary

Baldur’s Gate 3is one of the most replayable games in recent history. The sheer number of paths you can take and things you can see are so vast that fans will come up with any excuse to replay the game. However, no matter how you decide to play in your consecutive playthroughs, there are some things that all of us do with every playthrough.

For instance, I will ensureI save Karlach’s life every time, others mightmake sure that Wulbren bites the dirt every time, and so on. While this differs from player to player, all of us can agree that every vault needs to be robbed during the Counting House section of the game. Another thing we can agree on is that for the biggest bank in the land, the Counting House doesn’t have a lot of money.

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Why Is There So Little Money In The Counting House In Baldur’s Gate 3?

You’d think that robbing every vault in the Counting House, and later retrieving the gold that was stolen by Minsc would set you up for life, but the truth is that it’s not much gold at all, especially since it’s the premier financial institution in the famed city. With the number of rich merchants and aristocracy in the city of Baldur’s Gate, why is the bank so skint?

A Reddit post byNittanyScoutpokes fun at every player robbing the vaults, but the comments section is almost like an economic forum about the finances of Baldur’s Gate. “I am not sure it’s worth it to them, seeing that 10k was enough for them to approach bankruptcy,” said one comment. “Like, come on, my armour is worth more than that, you gotta pump those numbers up!”

Another said that it’s intended to be this way so that the player doesn’t become supremely wealthy by stealing everything, but also has an in-universe reason. “Well that’s fractional reserve banking for you. The bank only keeps a fraction of its money one hand but people knowing it got knocked over could trigger a run on the back and loss of faith in the currency,” they said.

Others, however, questioned the entire economy of the continent. “The whole economy is nonsense. A shovel costs 100 gold but a garnet sells for 5? The hyper inflation route due to too many adventurers is actually viable here but that makes this bank worse. Like if Chase bank’s main branch had only 1000 in the vault.”

It seems a lot of people blame Rakath for this economic slump, mostly because he’s bad at his job. “Love how when you loot the important vaults in front of [Rakath] he starts to protest then goes “ah what does it even matter” and lets you steal from the rich. Baldur’s Gate may just need a new bank and budget committee.